Cover Details

Cover at a glance

Free Driveaway Insurance and Annual Insurance both provide comprehensive cover. The main differences are:

Free Driveaway Insurance

Annual Insurance

Level of cover

Comprehensive

Comprehensive

Length of cover

Until 23:59 hours the day after the policy starts unless you have arranged 5-day cover with us

1 year

Age Limits

21-79 years old

17-90 years old

Driver

Policyholder plus one named driver

Policyholder plus up to two named drivers

Class of use

Social, domestic, pleasure and commuting

Social, domestic and pleasure, plus business use if required

Minimum excess

£500

Minimum £150 - varies by insurer and may be higher on some vehicles. Please ask for details.

Windscreen replacement excess

£500

Minimum £60 - varies by insurer and cover may be limited if our approved repairer is not used. Please ask for details

Windscreen repair excess

£500

Minimum £10 - varies by insurer and may be free. Cover may be limited if our approved repairer is not used. Please ask for details.

Courtesy car during vehicle repair

-

Included (subject to availability)

EU cover

Comprehensive

Comprehensive. The number of days may vary by insurer.

Personal accident

£2000

Minimum £2500 - limits vary by insurer. Please ask for details.

Personal belongings

Up to £100

Minimum £100 - limits vary by insurer. Please ask for details.

Legal expenses cover

-

Available

Protected No Claims Discount cover

-

Available (providing you have a minimum of 4 years earned)

Driving Other Cars

-

Refer to your policy wording

The offer of insurance is subject to eligibility and underwriting criteria. All cover is subject to the terms and conditions provided with the policy, the Policy Document and the Terms of Business.